What it means
Parents jointly are the natural guardians of their own and adopted children during minority, unless their parental rights were terminated under chapter 39. If one parent dies, the survivor is the sole natural guardian, even after remarrying. After a divorce, natural guardianship belongs to the parent with sole parental responsibility, or to both parents if responsibility is shared. If neither parent has parental responsibility, neither is a natural guardian. A mother of a child born out of wedlock is a natural guardian, as is a father who has established paternity under s. 742.011 or s. 742.10.
Without appointment, authority, or bond, natural guardians may act for a minor child only if the amounts received in the aggregate do not exceed $15,000. Within that limit they may settle the child's claims for damage to person or property, and collect, receive, manage, and dispose of settlement proceeds, property distributed from an estate or trust, life insurance and annuity proceeds, and benefit-plan proceeds.
Natural guardians may also waive a minor's claims against a commercial activity provider for injury, death, or property damage from an inherent risk of the activity. The waiver must include the statutory uppercase notice, at least 5 points larger than the rest of the text, and a compliant waiver is presumed valid. Without a court order, a natural guardian may not use the ward's property for the guardian's benefit or to satisfy the guardian's support obligation.
- Parents jointly are natural guardians of their minor children; a surviving parent becomes sole natural guardian, even if he or she remarries (§ 744.301(1)).
- Without appointment, authority, or bond, a natural guardian may act for a minor only while the amounts received in the aggregate do not exceed $15,000 (§ 744.301(2)).
- Within that limit, a natural guardian may settle the minor's damage claims and collect and manage settlement proceeds, estate or trust distributions, life insurance or annuity proceeds, and benefit-plan proceeds (§ 744.301(2)(a)-(e)).
- A waiver of a minor's claims for an inherent risk of a commercial activity must include the uppercase notice, at least 5 points larger than the rest of the text (§ 744.301(3)(b)).
- A compliant waiver carries a rebuttable presumption of validity; a claimant rebuts it by showing noncompliance by a preponderance of the evidence (§ 744.301(3)(c)1.).
- Without a court order, a natural guardian may not use the ward's property for the guardian's benefit or to satisfy the guardian's support obligation (§ 744.301(4)).
Text of the statute (2026)
(1) The parents jointly are the natural guardians of their own children and of their adopted children, during minority, unless the parents’ parental rights have been terminated pursuant to chapter 39. If a child is the subject of any proceeding under chapter 39, the parents may act as natural guardians under this section unless the court division with jurisdiction over guardianship matters finds that it is not in the child’s best interests. If one parent dies, the surviving parent remains the sole natural guardian even if he or she remarries. If the marriage between the parents is dissolved, the natural guardianship belongs to the parent to whom sole parental responsibility has been granted, or if the parents have been granted shared parental responsibility, both continue as natural guardians. If the marriage is dissolved and neither parent is given parental responsibility for the child, neither may act as natural guardian of the child. The mother of a child born out of wedlock and a father who has established paternity under s. 742.011 or s. 742.10 are the natural guardians of the child and are entitled and subject to the rights and responsibilities of parents. If a father has not established paternity under s. 742.011 or s. 742.10(1), the mother of a child born out of wedlock is the natural guardian of the child and is entitled to primary residential care and custody of the child unless the court enters an order stating otherwise.
(2) Except as otherwise provided in this chapter, on behalf of any of their minor children, and without appointment, authority, or bond if the amounts received in the aggregate do not exceed $15,000, natural guardians may: (a) Settle and consummate a settlement of any claim or cause of action accruing to any of their minor children for damages to the person or property of any minor children; (b) Collect, receive, manage, and dispose of the proceeds of any settlement; (c) Collect, receive, manage, and dispose of any real or personal property distributed from an estate or trust; (d) Collect, receive, manage, and dispose of and make elections regarding the proceeds from a life insurance policy or annuity contract payable to, or otherwise accruing to the benefit of, the child; and (e) Collect, receive, manage, dispose of, and make elections regarding the proceeds of any benefit plan as defined in s. 710.102, of which the minor is a beneficiary, participant, or owner.
(3) In addition to the authority granted in subsection (2), natural guardians are authorized, on behalf of any of their minor children, to waive and release, in advance, any claim or cause of action against a commercial activity provider, or its owners, affiliates, employees, or agents, which would accrue to a minor child for personal injury, including death, and property damage resulting from an inherent risk in the activity. (a) As used in this subsection, the term “inherent risk” means those dangers or conditions, known or unknown, which are characteristic of, intrinsic to, or an integral part of the activity and which are not eliminated even if the activity provider acts with due care in a reasonably prudent manner. The term includes, but is not limited to: 1. The failure by the activity provider to warn the natural guardian or minor child of an inherent risk; and 2. The risk that the minor child or another participant in the activity may act in a negligent or intentional manner and contribute to the injury or death of the minor child. A participant does not include the activity provider or its owners, affiliates, employees, or agents.
(b) To be enforceable, a waiver or release executed under this subsection must, at a minimum, include the following statement in uppercase type that is at least 5 points larger than, and clearly distinguishable from, the rest of the text of the waiver or release: NOTICE TO THE MINOR CHILD’S NATURAL GUARDIAN READ THIS FORM COMPLETELY AND CAREFULLY. YOU ARE AGREEING TO LET YOUR MINOR CHILD ENGAGE IN A POTENTIALLY DANGEROUS ACTIVITY. YOU ARE AGREEING THAT, EVEN IF (name of released party or parties) USES REASONABLE CARE IN PROVIDING THIS ACTIVITY, THERE IS A CHANCE YOUR CHILD MAY BE SERIOUSLY INJURED OR KILLED BY PARTICIPATING IN THIS ACTIVITY BECAUSE THERE ARE CERTAIN DANGERS INHERENT IN THE ACTIVITY WHICH CANNOT BE AVOIDED OR ELIMINATED. BY SIGNING THIS FORM YOU ARE GIVING UP YOUR CHILD’S RIGHT AND YOUR RIGHT TO RECOVER FROM (name of released party or parties) IN A LAWSUIT FOR ANY PERSONAL INJURY, INCLUDING DEATH, TO YOUR CHILD OR ANY PROPERTY DAMAGE THAT RESULTS FROM THE RISKS THAT ARE A NATURAL PART OF THE ACTIVITY. YOU HAVE THE RIGHT TO REFUSE TO SIGN THIS FORM, AND (name of released party or parties) HAS THE RIGHT TO REFUSE TO LET YOUR CHILD PARTICIPATE IF YOU DO NOT SIGN THIS FORM. (c) If a waiver or release complies with paragraph (b) and waives no more than allowed under this subsection, there is a rebuttable presumption that the waiver or release is valid and that any injury or damage to the minor child arose from the inherent risk involved in the activity. 1. To rebut the presumption that the waiver or release is valid, a claimant must demonstrate by a preponderance of the evidence that the waiver or release does not comply with this subsection. 2. To rebut the presumption that the injury or damage to the minor child arose from an inherent risk involved in the activity, a claimant must demonstrate by clear and convincing evidence that the conduct, condition, or other cause resulting in the injury or damage was not an inherent risk of the activity. 3. If a presumption under this paragraph is rebutted, liability and compensatory damages must be established by a preponderance of the evidence.
(4) All instruments executed by a natural guardian for the benefit of the ward under the powers specified in this section are binding on the ward. The natural guardian may not, without a court order, use the property of the ward for the guardian’s benefit or to satisfy the guardian’s support obligation to the ward.
Excerpts are the subsections the summary relies on. Read the full official text of § 744.301.
History. s. 1, ch. 74-106; s. 8, ch. 75-166; s. 7, ch. 75-222; s. 1, ch. 77-190; s. 3, ch. 79-221; s. 17, ch. 89-96; s. 22, ch. 92-200; s. 66, ch. 95-211; s. 73, ch. 97-170; s. 11, ch. 2002-195; s. 8, ch. 2005-101; s. 3, ch. 2006-178; s. 2, ch. 2010-27; s. 1, ch. 2012-48; s. 5, ch. 2015-112; s. 3, ch. 2023-209.
How it applies
The $15,000 limit in subsection (2) is measured by the amounts received in the aggregate. Above that figure, the appointment-free authority in subsection (2) no longer applies by its terms. Section 744.387(2) and (3)(b) separately call for a guardian of the property when a net settlement to a minor exceeds $15,000.
Instruments a natural guardian executes under these powers bind the ward (subsection (4)). The activity-waiver rules in subsection (3) are separate from the money limit and apply to claims against commercial activity providers.
Where this shows up
Pages on this site where § 744.301 does real work:
Questions people ask
Sources
- Florida Statutes (2026), s. 744.301, Florida Senate (Subsections (1) to (4): natural guardianship, the $15,000 aggregate limit, commercial-activity waivers, and the ward-property restriction. Quote: "Settle and consummate a settlement of any claim or cause of action accruing to any of their minor children")
- Online Sunshine, Florida Statutes (2026), s. 744.301 (Text, catchline, and History line checked against this page on 2026-10-17.)
- Florida Statutes (2026), s. 744.387, Florida Senate (Subsections (2) and (3)(b) set the $15,000 net-settlement threshold for a guardian of the property.)
Last checked: October 17, 2026
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