Florida Statute 740.004
“Terms-of-service agreement preserved”
What it means
Section 740.004 states three limits on Chapter 740. First, the chapter does not change or impair a custodian's or user's right under a terms-of-service agreement to access and use the user's digital assets.
Second, it gives a fiduciary or designated recipient no new or expanded rights other than those held by the user for whom, or for whose estate or trust, the fiduciary or designated recipient acts.
Third, a fiduciary's or designated recipient's access may be modified or eliminated by the user, by federal law, or by a terms-of-service agreement if the user has not provided direction under s. 740.003.
- The chapter does not change or impair a custodian's or user's rights under a terms-of-service agreement to access and use the user's digital assets (§ 740.004(1)).
- A fiduciary or designated recipient receives no new or expanded rights beyond those held by the user (§ 740.004(2)).
- Access may be modified or eliminated by the user, by federal law, or by the terms of service if the user gave no direction under § 740.003 (§ 740.004(3)).
- If the user gave a direction under § 740.003, the terms-of-service agreement cannot modify or eliminate access under § 740.004(3); § 740.003(3) limits which terms the direction overrides.
Text of the statute (2026)
(1) This chapter does not change or impair a right of a custodian or a user under a terms-of-service agreement to access and use the digital assets of the user.
(2) This chapter does not give a fiduciary or a designated recipient any new or expanded rights other than those held by the user for whom, or for whose estate or trust, the fiduciary or designated recipient acts or represents.
(3) A fiduciary’s or designated recipient’s access to digital assets may be modified or eliminated by a user, by federal law, or by a terms-of-service agreement if the user has not provided direction under s. 740.003.
Excerpts are the subsections the summary relies on. Read the full official text of § 740.004.
History. s. 5, ch. 2016-46.
How it applies
Under § 740.004(2) a fiduciary has no rights beyond those the user held. Under § 740.004(3) a terms-of-service agreement may modify or eliminate access only where the user gave no § 740.003 direction. A right the user did not have, such as transferring a license the agreement makes nontransferable, is not created by the chapter. Where the user gave a direction under § 740.003, § 740.003(3) limits which contrary terms-of-service provisions it overrides. Federal law may also modify or eliminate access (§ 740.004(3)).
Where this shows up
Pages on this site where § 740.004 does real work:
- Digital assets after a death in Florida: email, cloud accounts and crypto under chapter 740
- Ajemian v. Yahoo!, Inc.
- The Bruce Willis iTunes story
- The digital assets inventory
- Legacy contacts and memorialisation
- The Florida Fiduciary Access to Digital Assets Act
- Justin Ellsworth
- Presidential papers
- Gerald Cotten / QuadrigaCX
- The lost bitcoin problem
Questions people ask
Sources
- Fla. Stat. § 740.004 (2026), Online Sunshine / Florida Senate (This chapter does not give a fiduciary or a designated recipient any new or expanded rights.)
- Fla. Stat. § 740.003 (2026) (The user direction referred to in § 740.004(3).)
Last checked: October 17, 2026
Published by the Probate.Help editorial team.How these pages are written and checked.