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Chapter 717 — Unclaimed Property

Florida Statute 717.135

Recovery agreements and purchase agreements for claims filed by a claimant representative; fees and costs or total net gain

Chapter 717's claims process has been rewritten in recent sessions — the department's named forms and the term “claimant representative” are current — but the 30 percent cap on fees and costs carries through unchanged in the 2026 edition.

What it means

When a claimant representative files a Florida unclaimed property claim for someone else, §717.135 governs the deal. Total fees and costs — or the total discount under a purchase agreement — may not exceed 30 percent of the claimed amount; any excess is reduced to 30 percent and the balance remitted by the department directly to the claimant.

The department's Abandoned Property Recovery Agreement and Abandoned Property Purchase Agreement are the exclusive forms; an agreement not authorized by the section is void. The form must disclose the dollars claimed, the fee percentage and dollar deductions, and the net amount to the claimant — and a recovery agreement may not be made irrevocable or assign property held by the department.

— What it says
  • Fees and costs — or a purchase agreement's total discount — are capped at 30 percent of the claimed amount.
  • Excess fees are reduced to 30 percent, with the balance remitted by the department directly to the claimant.
  • The department's named forms are the exclusive means of contracting; an agreement not authorized by the section is void.
  • Mandatory disclosures: dollars claimed, fee percentage, dollar deductions, net to the claimant, account numbers.
  • A recovery agreement may not be irrevocable and may not assign any portion of the property held by the department.
  • A purchase agreement's price must reach the seller within 30 days of execution.
— In a real probate

How it plays out

Heir-finder letters arrive mid-probate constantly: an out-of-state firm has located “funds in your name” for a percentage. The first step is free — search FLTreasureHunt.gov, because the state's own claim process costs nothing. Where a finder genuinely earned a fee, §717.135 keeps the deal inside guardrails: the state's form, every number in dollars, the 30 percent ceiling. We read the agreement before anyone signs; since an unauthorized form is void, the paper itself is often the complete answer.

Where this shows up

Pages on this site where § 717.135 does real work:

Questions people ask

How much can an heir finder charge in Florida?
For Florida unclaimed property, Florida Statute 717.135 caps total fees and costs — or a purchase discount — at 30 percent of the amount claimed, requires the department's own agreement forms, and voids agreements not authorized by the section.
Do I have to pay someone to recover unclaimed property in Florida?
No. Searching FLTreasureHunt.gov and filing a claim with the Department of Financial Services is free, with no deadline. Paid representatives are optional and their fees are capped at 30 percent under Florida Statute 717.135.
The official text
This page is a plain-English summary, verified against the 2026 Florida Statutes — it is not the statute, and it isn't legal advice for your situation.
Read § 717.135
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