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— Plain-English library

39 guides. Zero gatekeeping.

Everything we know about Florida probate and planning, written the way we'd explain it on the phone. Free to read, free to share, no email required.

First steps

What to do in the first hours and days.

4 guides
12-min readMost read
First 72 hours after a death
A calm, prioritized list of what to do — and what can wait — in the first three days. Most of probate isn't urgent. The first 72 hours mostly aren't either.
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Decision tree
Do I need probate in Florida?
A surprising number of estates skip probate entirely. Here's the honest decision tree — when probate is required, when it isn't, and the five paths that avoid it.
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8-min read
What to do with the bank account when someone dies
The bank account is the asset families touch first — and the place where small mistakes turn into bigger ones. Here's the calm, correct sequence for Florida bank accounts after a death.
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8-min read
Finding a missing will in Florida
The will is missing. The family knows there was one, but no one knows where. Here's a calm, systematic guide to where wills usually hide — and what to do if it really is gone.
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Process & timeline

How probate actually moves, week by week.

8 guides
Updated JanNew
Florida probate timeline 2026
How long Florida probate actually takes — by case type, with the 2026 reforms factored in. Honest numbers from real cases, not best-case fiction.
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15-min readMost read
Personal Representative duties — your full step-by-step
You've been named personal representative (or appointed by the court). Here's exactly what you're responsible for — by category, by week, with the things that go wrong.
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10-min read2026 update
Digital assets, crypto & online accounts
Florida's 2026 reforms gave personal representatives clearer authority to access digital accounts. Here's how it works in practice — Apple, Google, Meta, exchanges, and the rest.
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11-min read
Ancillary probate in Florida
When an out-of-state resident dies owning Florida property, ancillary administration runs alongside the home-state probate. Here's how the dual-track process works, what it costs, and the avoidable mistakes.
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10-min read
Will contests in Florida — the 90-day window
Florida gives interested parties a tight window to challenge a will. Here's what counts as a valid challenge, what doesn't, and how the process actually works when you have a real claim.
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10-min read
Out-of-state heirs and Florida property
Inheriting Florida property when you live somewhere else? The probate, the title, the taxes — and what you can actually do remotely. Most heirs never set foot in Florida during the case.
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8-min read
Disposition Without Administration — Florida's tiniest probate
Florida's smallest, simplest probate procedure. One form, no court appearance, often free. Here's when it applies, what it accomplishes, and the limits.
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12-min read
Trust administration after death — the trustee's playbook
If you've been named successor trustee of a Florida revocable living trust, here's what comes next. The job is real and time-bounded — but procedural, not heroic. Done right, beneficiaries hardly notice the work.
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Cost & pricing

What probate costs — and why our flat fee differs.

4 guides
With calculator
What does probate cost?
Florida probate is priced two ways — the statutory schedule (FS 733.6171) that scales with estate value, and flat fees. Here's the honest comparison.
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9-min read
Executor / Personal Representative fees in Florida
Florida law sets a presumed-reasonable fee for the personal representative (executor) — separate from the attorney's fee. Here's what the statute says, when family PRs waive it, and how it gets paid.
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11-min read
Federal estate tax for Florida residents
Florida has no state estate tax — but federal estate tax still applies above the exemption (~$13.6M in 2026, scheduled to halve in 2026 sunset). Here's what triggers it, what reduces it, and the planning that matters.
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11-min read
Medicaid planning & estate recovery in Florida
Florida's Medicaid program (called SMMC LTC) pays for nursing-home care for those who qualify — but assets and income matter, and Medicaid recovers from the estate at death. Here's how the rules actually work.
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Wills & trusts

Choosing, comparing, updating your plan.

11 guides
8-min readMost read
Will vs. Trust in Florida
The honest comparison. Wills and trusts do different jobs, both have a place, and neither is universally 'better.' Here's how to think about it.
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Life events
When to update your estate plan
Estate plans aren't set-and-forget. Here are the life events that demand a review, the ones that demand a rewrite, and the 3-year baseline check that catches everything else.
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9-min read
Probate vs. trust administration
After a death, the procedural path depends on what assets are where. Probate handles assets in the decedent's name; trust administration handles assets in the trust. Most estates touch both. Here's how they compare.
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12-min read
Blended families & estate planning in Florida
Second marriages, stepchildren, kids from prior relationships — Florida's homestead and elective-share rules make blended-family planning trickier than most. Here's how to design a plan that actually does what you want.
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11-min read
Florida snowbird estate planning
Two states, two sets of rules, one estate. Snowbirds have unique planning considerations around residency, ancillary probate, homestead, and which state's law controls. Here's how to set it up right.
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10-min read
Power of attorney in Florida
A durable power of attorney lets a trusted person handle your finances if you can't. Florida's POA rules changed substantially in 2011 — and most older POAs don't comply. Here's how Florida POAs actually work.
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10-min read
Healthcare surrogate & advance directives in Florida
Florida law gives you specific tools to direct medical care if you can't speak for yourself. Healthcare surrogate, living will, HIPAA — different jobs, all important. Here's how each works.
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8-min read
Pet trusts in Florida
Florida law explicitly allows trusts for the care of your pets. Here's how a pet trust actually works — funding, caregivers, court oversight, and the practical decisions most pet owners overlook.
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10-min read
Trust funding — how to actually do it
An unfunded trust is paperwork. Funding — actually retitling assets into the trust's name — is the half of trust planning that most attorneys skip. Here's how funding really works.
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11-min read
Special needs trusts in Florida
When a child or family member has disabilities, leaving them an outright inheritance can disqualify them from Medicaid and SSI. A special needs trust holds assets for their benefit without the disqualification. Here's how it works.
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8-min read
Out-of-state wills in Florida
Florida generally honors wills validly executed in another state — but there are wrinkles. Here's when an out-of-state will works in Florida, when it doesn't, and why new Florida residents often need a refresh.
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Homestead & property

Florida's most-asked-about asset.

5 guides
FL specialty
What a homestead really protects
Florida 'homestead' is three different things — a tax exemption, an assessment cap, and constitutional creditor protection. Most people conflate them. Here's the clean version.
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12-min read
Selling an inherited Florida home
Inherited a Florida home and want to sell it? The legal, tax, and practical considerations — including stepped-up basis, capital gains, and what the title company will demand.
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9-min read
Stepped-up basis & capital gains for inherited property
The single most valuable tax rule for inherited property. Here's how stepped-up basis works in Florida — and the situations where it doesn't apply.
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9-min read
The Lady Bird deed — Florida's probate-avoidance specialty
An enhanced life estate deed that lets you keep full control of your home while you're alive and pass it automatically at death — no probate, no loss of homestead protection. Here's how it works and when it fits.
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8-min readNew
Florida Homestead Exemption
The Florida homestead exemption knocks up to $50,000 off your home's taxable value and caps your yearly increases. Here's exactly how to file, the March 1 deadline, portability, and what happens to it when the owner dies.
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Heirs & beneficiaries

Who inherits, what they get, when they get it.

6 guides
10-min read
Florida intestate succession explained
When there's no will, Florida statute decides who inherits — and the answers surprise people. Spouses, children, and the rules that override what most people assume.
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8-min read
Spousal elective share in Florida
Florida gives a surviving spouse the right to claim 30% of the elective estate — even if the will leaves them nothing. Here's how the elective estate is calculated, when to file, and when it's worth claiming.
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9-min read
Family allowance & exempt property in Florida
Florida gives the surviving spouse and minor children rights that ride above creditors and even above the will: an immediate cash allowance and a chunk of exempt personal property. Here's how the rules work.
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9-min read
Disinheriting a child in Florida
Florida lets you disinherit an adult child — but the homestead, pretermitted-child, and minor-child rules create real exceptions. Here's what works, what doesn't, and how to do it cleanly.
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10-min read
Inheriting an IRA or 401(k) in Florida
Inherited retirement accounts come with rules that have changed significantly. Spouses, non-spouses, and trusts all face different distribution timelines under the SECURE Act. Here's the current playbook.
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8-min read
Pretermitted spouse and child in Florida
Florida's pretermitted-spouse and pretermitted-child statutes give a default share to spouses and children acquired AFTER a will was signed — even if the will doesn't mention them. Here's how to navigate the rule and avoid accidental disinheritance.
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Downloads

Checklists, worksheets, templates.

1 guide
DownloadPDF
Free will checklist
Everything to think through before you sit down to write a Florida will or come in for a planning consult. One page, no signup.
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