Open · taking new casesMon–Fri 8a–6p67 FL countiesFlat fees, published
★★★★★Florida Bar member · 9 years
← All statutes
Chapter 415 — Adult Protective Services

Florida Statute 415.1034

Mandatory reporting of abuse, neglect, or exploitation of vulnerable adults; mandatory reports of death

What it means

Florida's reporting duty for vulnerable adults is written to be universal: any person who knows, or has reasonable cause to suspect, that a vulnerable adult has been or is being abused, neglected, or exploited must immediately report it to the central abuse hotline.

The statute then names the reporters it especially means — physicians, nurses, hospital and facility staff, social workers, law enforcement, ombudsman program staff — and the entries that matter most in financial cases: bank, savings and loan, and credit union officers, trustees, and employees, and dealers, investment advisers, and associated persons under chapter 517. A companion subsection requires certain deaths to be reported to the medical examiner.

— What it says
  • The duty reaches any person with knowledge or reasonable suspicion — the professional list is 'including, but not limited to.'
  • Expressly listed: physicians, nurses, hospital and facility staff, social workers, law enforcement, long-term care ombudsman staff.
  • Also expressly listed: bank, savings and loan, and credit union officers, trustees, and employees — and dealers, investment advisers, and associated persons under chapter 517.
  • Reports go immediately to the central abuse hotline; the report must identify the victim, the alleged perpetrator, and the basis for the suspicion.
  • Failure to report is a crime under §415.111; good-faith reporters get §415.1036 immunity.
— In a real probate

How it plays out

The hotline is 1-800-96-ABUSE, staffed around the clock, with online reporting as well. In financial-exploitation matters the banking entry changes conversations: the tellers and branch officers who watched the withdrawals were already under a duty to call, and their records — often the cleanest evidence in the later civil case — carry dates. When families ask us whether they personally must report, the honest answer is that the statute is written to cover any person who knows or reasonably suspects.

Where this shows up

Pages on this site where § 415.1034 does real work:

Questions people ask

Who is a mandatory reporter of elder abuse in Florida?
Effectively everyone. Florida Statute 415.1034 requires any person who knows or reasonably suspects abuse, neglect, or exploitation of a vulnerable adult to report immediately to the central abuse hotline — expressly naming physicians, nurses, facility staff, law enforcement, bank employees, and investment advisers.
Do banks have to report suspected financial exploitation in Florida?
Yes. Bank, savings and loan, and credit union officers, trustees, and employees — and securities dealers, investment advisers, and associated persons under chapter 517 — are expressly listed as reporters in Florida Statute 415.1034. Knowing failure to report is a misdemeanor under §415.111.
The official text
This page is a plain-English summary, verified against the 2026 Florida Statutes — it is not the statute, and it isn't legal advice for your situation.
Read § 415.1034
Free 30-minute consult

You're going to get through this.

Tell us what's happening. We'll tell you exactly which path applies, what it'll cost, and how long it'll take. No sales pitch. Most calls end with a 4-step plan and zero stress.

Florida Bar #127500RPPTL SectionSarasota Bar AssociationFL Assoc. Women Lawyers